Upfront and Honest About Mortgage Interest Rates

Many homebuyers have questions when it comes to interest rates and how they’re determined. Oftentimes, our clients ask, “What will my interest rate be?” This question is difficult to determine because of several variables. Here is a quick explanation on interest rates:


How we determine interest rates


We don’t publish our loan products’ interest rates online. Here’s why.


  • To give you an accurate rate quote, we’ll need to do a detailed analysis of your financial situation. Many factors go into the pricing of a loan, including credit score, down payment, and the amount of funds required.


  • Instead of quoting a number from a rate sheet, your William Lyon Mortgage Loan Originator will take the time to personally analyze your loan application before providing you with a rate. This initial meeting will enable us to provide you with truly outstanding service – including a meaningful rate quote.


Interested in learning more about current interest rates?

Mortgage Calculator

Use our Home Loans mortgage calculator to estimate your monthly payments. You’ll be lead step-by-step through a series of questions focusing on what you’re looking for in a loan. The results show what your monthly payment may be and your total payment amount over the life of your loan.





Loan Amount:

Term in Years:

Interest Rate:

Mortgage Calculation Results: